Does The Aditya Birla Finance Personal Loan Help Meet Your Needs?

Yes, you can meet your financial emergency with Aditya Birla Finance personal loan. Using the loan amount, you can make marriage arrangements and meet your expense requirements, pay for hospitalization for any medical emergency or accident. Renovate your house and pay your debts if any. Read the article to know about the loan and its details which you should know before you apply for it.

Maximum Loan Amount:- A borrower can get up to INR 50 lakh from Aditya Birla Finance Ltd. and the loan is dependent on your income and credit score. With a score of 750 r above you can have the capability to borrow a high loan amount. To avail the Aditya Birla Finance personal loan, your age should be 23 to 60 years and minimum income should be INR 25,000 per month. Both a salaried and self-employed can apply for a personal loan.

Attractive rate of interest:- For the loan amount Aditya Birla Finance Ltd. charges an interest rate of 14%-26.00% per annum. Your interest rate could be low if you have a high income and good credit score. When your credit score is 750 or above the loan is approved quicker and you can borrow the loan at a lower rate of interest.

Tenure:- To pay the borrowed loan and the charged interest, you can use the equated monthly installment (EMI) method. Aditya Birla Finance personal loan has 60 months of tenure. And to choose your tenure, you can estimate your monthly income. Because the EMI should be affordable and easy to pay which doesn’t bother your monthly expenses.

Aditya Birla Finance Personal Loan EMI Calculator

You can compute your EMI amount with the help of Aditya Birla Finance EMI tool. To use the calculator visit the official website of Aditya Birla Finance Ltd. and enter your loan amount, interest rate and tenure. The tool will generate the EMI quickly and you can use the tool to choose your repayment period. With which you can find a suitable EMI with less interest outgo on your Aditya Birla Finance personal loan.

How to apply?

To get your Aditya Birla Finance personal loan, visit the branch or official website. Fill up the loan application form and submit it with the following documents.

  • PAN Card
  • Aadhar Card
  • Voter ID card
  • Salary Slip 
  • Driving licence
  • Passport
  • ITR report 
  • Bank Statement 
  • Form 16

After that pay a processing fee for your loan that is 2% of the borrowed amount. Once the process is completed, wait for its approval. You can contact 1800 270 7000 ​for your Aditya Birla Finance personal loan query or write to [email protected]

Aditya Birla Finance personal loan payment

To pay the borrowed amount, you can choose ECS or NACH payment service for automatic EMI payment. The amount will be reduced from your bank account every month before the due date. With the help of this service you can avoid due payment which saves on your penalty of 2% over the due EMI.

So, get a personal loan and solve your financial issues using the loan amount. And later pay for it in EMI at your convenience.