DCB Bank provides various loan products to the user, but nothing is more secure and precious than gold which shouldn’t be at anyones’ home. So you should pledge your gold item at DCB Bank to borrow a loan from it.
Gold Loan DCB Bank provides a maximum amount up to INR 20,00,000 on your gold product. And the repayment tenure ranges from 1 to 5 years for this DCB bank gold loan. You can make full use of your gold at the time of crisis and meet your personal or business requirements with it. Because a jeweler won’t give you a fair price for your gold ornament, but at DCB Bank, you can borrow gold loan DCB Bank and release the gold later.
Read this article and know more about this DCB Bank gold loan product.
Overdraft Facility On Gold Loan DCB Bank
With its unique overdraft, you can save interest by taking this advantage of DCB Bank gold loan. The overdraft facility gives you freedom to use the loan whenever there is an emergency, and later you can release the gold by repaying the borrowed amount with the applicable interest rate.
What are the Features Gold Loan DCB Bank
Loan Amount – Gold Loan DCB Bank loan amount ranges from INR 10,000 to 20,00,000. Also, the bank can give you upto INR 2 lakh in cash depending upon your gold valuation.
Easy Repayment Options – The repayment is made in EMI or bullet payment whichever suitable to the borrower. In an EMI, you can pay the borrowed loan plus the applicable interest in monthly installments. Whereas in bullet payment first you pay the interest and while reaching the loan maturity pays the principal amount in lump sum.
Loan Amount per Gold Value – Your gold loan DCB Bank amount can be up to 75% of the appraised gold value a per the bank conditions.
Safe Custody for Your Gold – DCB Bank gives you free storage for your pledged gold ornaments in fire proof lockers.
Wide Network – DCB Bank has more than 145 branches in 94+ cities across India.
The following is the list of documents you might need while applying for Gold Loan DCB Bank:-
- Duly filled gold loan application form
- Self-attested photograph
- Ration card
- Telephone bill
- Electricity bill
- Voter’s ID card
- Employer’s Card
- Aadhaar Card
DCB Bank Gold Loan Pre-closure
You can close your gold loan DCB Bank, just visit your bank branch and fill up a pre-closure request form for it. And upon the customer’s request, the loan would be foreclosed before the end of the tenure.
Who to Contact for Gold Loan DCB Bank Queries
You can reach the DCB Bank by the following ways –
- Dial the Customer Care Toll Free number 1800 209 5363 from your registered mobile number
- Write your query and send them to [email protected] from your registered email id
- Go in person at any of the DCB Bank branch and find the solution of your query
Key Features of Gold Loan DCB Bank
- Attractive interest rate from 10.00-18.00% per annum
- Higher loan amount
- Flexible repayment options