Having a credit card in your pocket isn’t a big thing nowadays. Because what matters now is the number of offers and features that a credit card comes up with. Also, every card comes with a certain joining and annual fee that you have to pay even if you don’t make any transaction with your credit card. What if I tell you that there’s a credit card that charges zero fees for the first four years, you would surely be surprised by it! Well, don’t! As the largest public sector bank of our country, State Bank of India (SBI) provides the SBI Unnati Credit Card to its customers which is one of the best zero-fee credit cards in the market.
This card doesn’t only have zero annual fees but also has many exciting features that make it the number one choice among the customers who want to enjoy the exciting rewards and features with zero annual or joining fees. If you are looking for an SBI credit card for which you don’t want to pay any kind of fee, then the SBI Unnati Credit Card will be the right choice for you. You can know about many other features of this credit card, the application process for it, eligibility criteria, and many other things in this article. You just have to read on!
What are some exciting privileges of the SBI Unnati Credit Card that you can enjoy by having this card?
Free For The First Four Years: First, and foremost I will like to tell you about the most special thing about this credit card which is that it is free for the first four years. From the fifth year, you will have to pay a minimum amount of ₹ 499 as the annual fee.
Exciting Rewards on Your Every Transaction: You will get 1 reward point on spending every ₹ 100. You can redeem all these credit card reward points earned by you against a wide range of gifts from the rewards program.
Milestone Rewards: Here’s good news for you, if you manage to spend ₹ 50,000 within the 15 days of issuance of your card, you will be eligible to get the cashback worth of ₹ 500.
Fuel Freedom: On making any fuel transactions between ₹ 500 and ₹ 3,000, you will get a 1% fuel surcharge waiver at fuel stations across India. You can get a maximum of ₹ 100 in a monthly cycle.
Secured Card: This credit card is secured with a fixed deposit of ₹ 25,000 or more to make the credit card secure.
Contactless Advantage and Add-on Cards: With the contactless feature in the SBI Unnati credit card, you can just simply wave your card while making the transactions. Also, you can get an add-on card for your family members. They must have a minimum age of 18.
Flexipay Facility: With this facility, you can easily turn your transactions into easy monthly installments. The transaction must be above ₹ 2,500.
Cash Withdrawal Facility: With your SBI Unnati credit card, you can withdraw from 1 Million ATMs across the world. So that you don’t need to worry about cash in your pocket when you have an SBI credit card in your pocket.
How can you apply for SBI Unnati Credit Card?
Now you have a decent knowledge about the features of the card, you must want to know about the process of applying for it. You can go to the official website of the State Bank of India and fill a few basic details such as your name, mobile number, email address, etc. Or you can go to the nearest branch of SBI and complete the process.