If you want a credit card from State Bank Of India then you must have a minimum monthly income. SBI credit cards are best in class and provide a number of reward benefits and privileges to the customer. The bank offers a wide range of credit cards to the customers to make their payments easier and affordable. To know about SBI credit card apply minimum salary read the given article.
Eligibility for SBI credit card and minimum required salary
To get the credit card from SBI you need to have a minimum salary of INR 20,000. If your monthly net income doesn’t meet the SBI credit card apply minimum salary criteria then your application gets rejected. So, if you are applying for a credit card from SBI then check the eligibility criteria. SBI credit card eligibility criteria determine your credit limit and knows the individual credit capacity for bill payment. Look at the below-mentioned eligibility criteria for the SBI credit card.
Income: SBI credit card apply minimum salary is INR 20,000 and if you have an existing SBI or any other credit card then the bank wouldn’t check your income. The bank determines the eligibility of the customer using the recent credit card transaction history. Your credit limit is based on your income and it can be higher if you have a high income. Otherwise, the credit limit is 2 to 3 times your net take home income.
Age: To get the desired credit card from SBI your age must be above 21 years because SBI doesn’t provide credit card to minors. The applicant who came in the age scale of 21 to 60 years is eligible for the SBI credit card.
CIBIL score: Make sure your credit score is 700 because to get instant approval for the SBI credit card you need to have a good credit history. You can check your CIBIL score from any of the online credit bureau like CIBIL Transunion.
Apply for SBI credit card with a minimum salary
Have a minimum income then apply for the credit card by visiting the nearest SBI bank branch or using the online banking services. You can fill in the application form by mentioning your details such as name, email address, PAN details, etc. And for documentation, you need to provide your Aadhar card, PAN card, salary slip, bank statement an ITR report. The SBI credit card apply minimum salary is INR 20,000 and you need to pay a minimum joining fee of INR 499.
So, make SBI credit card payment for your monthly bills and get a one-year annual fee waived off privilege. Also, you can access major domestic and international airport lounge access when you use your SBI credit card for flight bookings. Under the Priority Pass membership program, you get the benefit of airport lounge access every quarter in the year. Get your SBI credit card today and enjoy the benefits of reward points and redeem them into cashback, milestone, gift vouchers, etc.