SBI Card Prime Offers You Exceptional Reward Benefits On Its Usage

You must have used various types of credit cards which can offer you different benefits according to their policy and credit limit. But if you want some prime features and benefits on your credit card then you must apply for the SBI Card Prime credit card. With the lowest fee and compatible charged interest rates on your SBI credit card, you can also have access to several different features and benefits. To know about the credit card benefit read this article.

How to get reward points on SBI Card Prime credit card?

When you pay the joining fee of Rs.2999 for your SBI credit card you’ll get a welcome e-gift voucher of Rs.2999 on your SBI Card Prime, using which you can shop from the partnered brands such as Bata, Hush Puppies, Pantaloons, Shoppers Stop and Yatra.com. Also, earn 20 reward points on your utility Bills payments and get a capping of 3,000 reward points per month on your earnings. You can earn reward points from your online purchases, such as earn 15 points per Rs. 100 spent on BigBasket. For every Rs.100 spent on Dining, Groceries, Departmental stores, and Movies you’ll earn 10 points.

Enjoy the travel benefits on your SBI credit card

With the SBI Card Prime Credit card, you can have access to worldwide airport lounge access. You can make maximum up to 2 visits per quarter under International Priority Pass Program outside India and 8 complimentary visits per year to Domestic VISA/Mastercard Lounges in India. SBI provides you a Complimentary Club Vistara Silver membership under which you can get 1 Lounge Access Voucher and 1 Upgrade Voucher. You can apply for the membership by logging into your account. And earn 9 Club Vistara Points for each Rs. 100 spent on Vistara flight bookings from your SBI credit card.

Make easy payments of your purchase with Contactless feature

Now, daily purchases with your SBI Card PRIME credit card becomes easy, because it comes with a contactless feature. Using, which you can simply wave your card at any merchant outlets for a fast, secure & convenient payment. With its high security and chip-enabled feature, the risk of your card loss and any fraudulent transactions is less. Even if your SBI credit card is waved multiple times at the POS machines, the unique feature of Visa payWave ensure that only one transaction is made at a time. 

Apply for SBI Card Prime with compatible fee & payment structure

Visit your nearby SBI Bank Branch or apply for the SBI Card Prime by visiting the bank official website. The bank charges a joining & annual fee from you, which is Rs.2999 and provides an interest free period up to 50 days applicable only if you had paid your outstanding balance. You have to pay a minimum due amount charge of 5% of your Total Outstanding balance. The due amount of your SBI credit card is calculated in the form such as minimum charge of Rs. 200 + all applicable GST + EMI + Over Limit Amount. The EMI & over-limit amount is added, if you are selected EMI payments of your credit card bills or whether used your credit card beyond its limit.

Your SBI Card Prime credit card is based on your flow of income and credit score. If you have a high credit score with a sufficient flow of income after reducing the liabilities then you may have a higher chance of getting an SBI credit card according to your desired limit.