How Bajaj Finserv EMI Card Helps You in Shopping Through Installments?

Have you ever come across a situation where you wanted to buy something you like but you were short of funds? Have you ever wished for a card that could enable you shopping things you like and pay later via easy installments? Well, then consider your wish ends now because, with the help of the Bajaj Finserv EMI Card, you can buy anything and pay it later via EMI. By anything, we mean anything that costs under INR 4 lakhs. It can be electronics, home appliances, groceries, cloth, home services, and more. You don’t have to worry about the shortage of funds in your pocket for that particular moment. Just take out your card and do the thing!

This EMI card by Bajaj Finserv is not only a card but an EMI network by which you get instant financing options to buy around more than 1 crore products at your disposal. Bajaj Finserv has been providing a range of exquisite finance options to the customers since its inception and this EMI card is just another cap in its feather. Having its presence in more than 190 cities of India and with more than 1 lakh stores, this card has proved to be an amazing piece to have in your pocket. If you want to know more about the features of Bajaj Finserv EMI card, then this article will be perfect for you.

What are the features of the EMI Card by Bajaj that makes it one of the best cards in the market?

Credit Amount: With the help of the Bajaj Finserv EMI card, you can buy anything which costs less than INR 4 lakhs. There are around more than 1 lakh partner stores of Bajaj Finserv across India from where you can buy a Smart TV, Furniture, Groceries, and more in easy installments. 

Easy Repayment Method: If you’re worried about the fact that how will you be able to pay the loan amount, then don’t worry a bit. Becasue with the helo of this card, you can easily pay the amount in 3, 6, 9, 12, 18, or 24 months. You can choose any of them according to your repayment capability. You can easily make the Bajaj Finserv EMI card payment through the official website of Bajaj Finserv. 

Instant Loan Approval: Suppose that you want to buy something you like from the store nearby. You just have to fill a form and show the SMS that you will get off the pre-approved loan amount to that store and you will be able to buy that thing in a hassle-free manner. 

Minimal Downpayment and Processing Fees: With the EMI card, you will have to pay a minimal or sometimes no amount as the initial downpayment. Also, there are absolutely minimal or no processing fee in the time of buying anything, so you won’t have to pay anything extra. Bajaj Finserv charges a maximum processing fee of INR 1,017 for anything you buy. 

Range of Pre-approved Offers: From time to time, different types of pre-approved loan offers will be provided to you by different partners. Keep an eye on them to get some of the exciting offers. 

How can you apply for an EMI Network card?

Now, when you got all the details about it, you must want to know about the application process for such an amazing card. There are mainly two methods to apply for Bajaj Finserv EMI Card. Either you can go to the nearest offline store or apply online through the customer portal of the website.

What are the eligibility criteria for getting an EMI Card?

  • An individual must have a regular source of income in order to apply for this card.
  • The age must be between 21 to 60 years.