Best Credit Card in India With No Annual Fees

If you are looking for a credit card, apply for the best credit card in India with no annual fee. There are a number of lenders that provide credit cards to the customer. And the best credit card lender for you is the one which doesn’t charge an annual fee from you. Read this article and know which is the best credit card in India with no annual fee charged on it.

BOB Financial Prime Credit Card

Bank of Baroda Solutions Ltd. provides you a prime credit card that can be issued against your FD as well, the criteria is just that the FD value should be minimum of INR 15,000. The lender doesn’t require any other income proof other than the FD.

Using this credit card you will be able to get 1% cashback on all spends which you made from the BOB Financial Prime Credit Card. and do you know why this is the best credit card in India with no annual fee, because the lender doesn’t charge the first year and annual fee for the credit card. You just have to pay the monthly bills of your BOB Financial Prime Credit Card to the lender before the due date.

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Card offers rewards, with exclusive privileges on shopping everytime. And this best credit card in India with no annual fee is available to the customers. If you buy this credit card you will get the following advantage:-

  • Amazon Voucher worth INR 500 on transaction of INR 500 and above within 30 days of its activation
  • A 10% cashback on a minimum 5 transactions of INR 10,000 or more in 60 days of card issuance.
  • BookMyShow voucher worth INR 500 on credit card usage of INR 50,000 in a calendar month.

These introductory benefits on the HSBC Visa Platinum Credit Card are valid till 31st December 2020.

List of benefits from HSBC Visa Platinum Credit Card  with No Annual Fee

  • 2 reward points on INR 150 spent
  • 5X rewards on subsequent purchases after INR 4,00,000 spending in an anniversary year, where you will get up to a maximum 15,000 accelerated reward points on your HSBC Visa Platinum Credit Card.
  • Up to 15% off dining at over 1,000+ restaurants in India
  • Fuel surcharge waiver across every fuel pump in India for transactions between INR 400 and INR 4,000.
  • You are covered for misuse of your HSBC Visa Platinum Credit Card for up to 24 hours before reporting and registering a lost and stolen card or up to INR 3,00,000.
  • Call HSBC helpline numbers and have your HSBC Visa Platinum Credit Card cancelled. In that case an emergency card will be issued anywhere in the world in 3 days.
  • All insurance benefits under this credit card are provided directly to the credit cardholders by ICICI Lombard General Insurance Company Limited.
  • You will also get the regular card benefits in this best credit card in india with no annual fee like cash advance, additional credit cards, global access, online convenience, 24×7 customer access through Phone Banking.
Axis Pride Signature Credit Card

Axis Bank provides you privileges of a customized card, complimentary lounge access, delightful dining experience, waiver on surcharge, Axis Bank EDGE REWARD points and more in this Axis Pride Signature credit card. And an additional advantage is that this is the best credit card in India with no annual fee charged in the first year. After that Axis Bank will charge INR 500 from 2nd year onwards.

Benefits of the Axis Pride Signature credit card

  • Personalise your credit card with the shades of the Indian tricolor
  • Get 2 complimentary lounge visits at selected airports within India each calendar quarter
  • 15% off on dining experience at partner restaurants 
  • 1% fuel surcharge waiver on transaction of INR 400 to 4,000
  • Free add-on credit cards
  • Secure transactions with an EMV certified chip credit card
  • Zero lost card liability, just call to 1860 500 5555 or 1860 419 5555

Earn Edge Reward points on Axis Pride Signature Credit Card

  • 8 points on transaction of INR 200
  • 100 bonus points when the user spend INR 5,000 or more each month.