How To Check CIBIL Score in India?

To know your CIBIL score, visit the official website of  Transunion CIBIL. The online credit bureau is among the best and helps you check your CIBIL score for free once a year. You can check your CIBIL if you have a CIBIL account. How to check CIBIL score online? In this article you’ll know the step by step process. A CIBIL score is an important factor in your loan approvals, so read this post and know more about CIBIL check. 

Create a CIBIL account 

To create a CIBIL account online, you need to fill in a few details. Follow the steps for a CIBIL account.

  1. Visit the official Transunion CIBIL website 
  2. And fill in your details like name, email, mobile number and Voter Id, PAN or Aadhar card number as a security service code. 
  3. Once you provide the details then click on submit and verify. 
  4. After that enter the OTP which you will receive on your mobile number. 
  5. Your CIBIL account is created in 4 hours and you get the notification on your mobile or email address once it is ready.  

Then if you want to know how to check CIBIL score online, then just enter your username and password to login to your CIBIL account and check your score. The CIBIL score ranges from 300 to 900 and the user can check the score for free one time, after that you need to pay for it.

What to do if the CIBIL score is low?

If you find out how to check CIBIL score, you must want to know what to do if the score is low. Then there is no need to worry because CIBIL has all the solutions ready for you. With its paid plans, you can get access to the score simulator tool that gives tips for improving the score. Primarily the score is low because of the credit history. If the borrower doesn’t pay the loan EMIs or default in credit card bills, then the score gets lower every time the payment is skipped.

The solution of the CIBIL score improvement also lies in the payment. In the way the score gets low by payment of the due, you can recover your credit history by the payment of the due amount. And it is not easy, you need to first check your credit report. Or you can get the credit report in CIBIL only. As, how to check CIBIL score bothers you now you have a credit report also. To get unlimited access for one month in CIBIL, you can pay INR 550+GST. Under the basic CIBIL plan you can improve your score, and get loan and credit card offers based on your score.

Benefits of CIBIL

Want to find the best credit card or loan for yourself, then CIBIL helps you with this. Like the simple answer of how to check CIBIL score, CIBIL gets you the best credit card and loan. If you are unable to find the loan of your need then don’t worry CIBIL is there for you and brings the best offers for you. The loan and credit card which the credit bureau suggests to you is based on your credit score; it means you wouldn’t face any issue during the loan or card approval. 

Now, get the advantage of CIBIL and get instant alerts when there are changes in your score with the premium alert service.